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Underwriting

Let our insights and technical knowledge keep you informed and up to date to enhance your competitive advantage. 

Underwriting

You can rely on our competent advice, comprehensive services, and effective tools and resources to guide your risk management decisions. We’re here to support your long-term success.

Industry Insights

Facultative Underwriting

Facultative Underwriting

Expert Underwriting professionals provide unique solutions to complex cases, helping you improve placement rates and profitability.  

For Group Life clients, Gen Re offers a unique, proprietary approach to limited duration underwriting for Group EOI that allows offers on risks often declined by group carriers.

Behavioral Economics

Behavioral Economics Research

At a time of rapidly evolving underwriting approaches, uncertainty about future morbidity and mortality improvement, and increased insurer focus on client engagement, Behavioral Economics training is being made available to Gen Re clients at an important industry inflection point.

The Gen Re BE Academy

The Gen Re BE Academy, developed in relationship with Suffolk University professors, is designed to help our clients’ staff learn how small changes can make a big difference.

Accelerated Underwriting

Accelerated Underwriting

Insurers are pulled in many directions, having to embrace innovative underwriting tools and approaches while evolving away from full underwriting. Many companies don’t have the time or resources to investigate all the latest data and technology options to see which is right for them. With so many new alternatives on the market and the fast-changing pace, it’s hard to know where to start. We can help.

Underwriting Tools

Manuals

Manuals

The Gen Re underwriting manuals provide our clients with reliable, up-to-date information to assess risks effectively. Creating and maintaining the manuals are a team of experts dedicated to constantly improving and further developing underwriting guidelines.

  • Our SOURCE underwriting manuals are dynamic risk assessment tools – available for the full range of risks relevant to Individual Life, Individual Disability, and Critical Illness underwriting
  • Custom-SOURCE is available for companies that want control over the content to reflect their own company-specific underwriting guidelines. Group Life clients enjoy customization on limited duration underwriting.

Financial Guide

The Gen Re Financial Guide is a reference tool designed to assist with the financial underwriting process and includes key tax forms and schedules with important information highlighted and discussed.

Underwriting Program

Our traditional facultative and proprietary underwriting programs are meant to increase producer retention and reduce unplaced business.

2nd Look Program for Individual Life

Book more business with a unique life insurance sales opportunity to place cases you are losing. With 2nd Look, you can make an offer on cases that would otherwise be retired incomplete or postponed.

2nd Look

Events

Our presentations at industry events support our goal of sharing knowledge with our clients. Here is a full listing of the upcoming industry events we will attend.

Events

Our Publications

Featured Article

Accelerated Underwriting Market Survey

Sharing results from the Gen Re 2022 Individual Life Accelerated Underwriting Survey. Fifty-five U.S. Individual Life insurance carriers participated in the study. Read the survey highlights.

Post-Acute Care: The Need for Integration
Robust care coordination and discharge planning serve as cornerstones of length of stay management. Read about the importance of care transitions, integrating acute and post-acute care, differences in various post-acute care settings, and the impact of post-acute care on claims management.
Dr. Jonah Fox
Targeted Treatment of Allergies And Their Possible Impact on Disability Claims [Part 2 of 2]
In Europe health care for patients with allergic diseases is still inadequate although the number of people with allergies is steadily increasing and more treatment options are available. We discuss different treatment options and the impact on disability claims.
Dr. Sandra Mitic
Obesity – Treatments, Risks, and Research for Claims Professionals to Know
The obesity epidemic continues in the U.S. while obesity rates are increasing around the world. This article addresses aspects of this complicated and multifactorial subject from a morbidity perspective.
Patricia Bailer
Allergies on the Rise: Are they Relevant for Medical Underwriting? [Part 1 of 2]
Allergies play an important role not only in the national economy, but also in the context of insurance medicine. Europe has seen a steady increase in the number of people with allergies. The article describes different types of allergies and the relevance for medical underwriting.
Dr. Sandra Mitic

Contact Us

Contact us to learn more about how we can help you.  

Individual Life

Medicare Supplement / Group Life

Individual Disability / Critical Illness / Accident

Learn more about us.

Supporting the Industry