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The Mutual Practice

Welcome to Gen Re's Mutual Practice!

We offer an attentive, entrepreneurial approach, and dedicated claims and underwriting expertise to every mutual company client.
The Mutual Practice
Mutual Practice
Why Gen Re Insights Events Spotlight Products Community Team

What Sets Us Apart?

“Finding new ways to meet the demands of today’s market, differentiate your proposition, or diversify in a competitive market has never been more important.

Learn more about what sets Gen Re’s Mutual Practice apart, and how the right reinsurance relationship can make all the difference.”

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Recent Trends & Insights

With content written by Gen Re’s senior managers, underwriters, claims executives, and actuaries, along with guest contributors, we share timely insights and information to help keep you and your team informed. Here’s a look at some of what we’ve written lately.

 

Publication
From Algorithms to Allegations – The Delaware Decision and What’s Next for Social Media Litigation and Insurance Coverage
A Delaware court recently ruled that insurers have no duty to defend Meta in social media addiction lawsuits, while bellwether trials continue to shape the litigation landscape. Examine the coverage dispute, ongoing appeals, recent verdicts, and potential insurance implications.
Cardine Zalenski July 20, 2026
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Publication
Bangkok Fire Tragedy Brings Renewed Urgency to Fire-Safety Prevention
On July 12, fire ripped through an entertainment venue in Bangkok. Authorities are examining whether flammable materials, including inexpensive sound-proofing insulation and plastic ceiling decorations known to be highly flammable and toxic, contributed to the rapid spread of flames and smoke.
Tim Fletcher July 15, 2026
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Publication
EEOC Trends and Statistics – 2025
The U.S. Equal Employment Opportunity Commission’s 2025 statistical details show the agency received more than 91,000 charges of workplace discrimination. Here’s a look at the types of charges, planned initiatives, and notable cases including the top settlements and verdicts.
Alice Zelikson June 17, 2026
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Publication
The Supreme Court Opened the Door to New Risks for Freight Brokers – What That Means for Insurers
A mid-May Court decision may expose freight brokers to state law claims arising from accidents caused by the trucking companies they broker to transport freight. The Montgomery case settled a legal issue while also concurrently introducing uncertainly to the truck brokering industry.
Tim Fletcher June 2, 2026
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Events

Here are some of the upcoming industry events our team is attending in the next few weeks. Please stop by and say hello!

Mutual Events
Kara Raiguel

Gen Re has always been known for our strong financial foundation and keeping our promises to clients. However, it’s our pledge to add our knowledge to yours, from underwriting to claims, and to listen to your needs on the journey that really sets us apart.

Kara Raiguel
President and CEO, General Re Corporation

Spotlight on Emerging Exposures

The world of risk is changing quickly. Driverless cars, artificial intelligence, and robotics: How will their technologies alter the Property/Casualty risk profile for insurers? What will be the next big mass tort? What regulatory changes on the horizon could suddenly increase exposures in your book of business?

Identifying a potential exposure and reacting quickly are crucially important to our clients’ success. 

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Products and Services

Gen Re’s Mutual Practice is committed to finding the reinsurance solution that’s right for you. We offer a full range of reinsurance products and the expertise of the most talented reinsurance team in the industry to every client.

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Auto

Reinsurance solutions for a broad range of exposures and coverages, including Auto Liability and Auto Physical Damage.

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Casualty

Reinsurance solutions for a broad range of exposures and coverages, including General Liability, Commercial & Personal Umbrella, and Workers’ Compensation.

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Property, Engineering, Marine

Reinsurance solutions for a broad range of exposures and coverages, including Property, Engineering, Ocean Marine, Inland Marine, and Natural Catastrophe perils.

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Specialty Lines

Reinsurance solutions for a broad range of exposures and coverages, including Management Liability, E&O, Cyber, EPLI, Medical Professional Liability, and Surety Bonds.

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Superior Financial Strength

Client Profile

Our U.S. Treaty client companies come from all segments of the Property/Casualty industry, including many specialty segments. The majority of Gen Re Treaty clients are mid-sized companies.

The Mutual Practice Clients by Company Type

Quick Facts

In Our Communities

As an organization, we care about our associates, clients, and communities. Together we strive to make a positive impact on the world around us. Here’s a look at some of the ways our Gen Re associates give back - volunteering time, donating to many worthy causes, and funding scholarships for the next generation.  

Corporate Philanthropy
NAMIC Scholarship

NAMIC Mutual Insurance Foundation – Gen Re Scholarship
There is so much opportunity for young professionals in the insurance industry, and Gen Re is proud to support NAMIC’s efforts by offering scholarships to promising students. Learn more about the NAMIC Mutual Insurance Foundation here. 

St. Baldrick's

St. Baldrick's
On June 21, 2023 Gen Re joined forces with other local reinsurers to host a Reinsurance Head-Shaving Event in support of the St. Baldrick’s Foundation, a charity dedicated to finding cures for childhood cancers and giving survivors long and healthy lives. Pictured above are Victor Min, Gen Re's Head of Treaty Cat Underwriting, and his son Diego. To learn more or make a donation, visit our St. Baldrick's team page.

Contact Us

We would love the opportunity to learn more about you, your challenges and goals, and how we might be able to help. Please give us a call today.
We look forward to hearing from you!

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Kara Raiguel
President and CEO, General Re Corporation

Kara is President and CEO of General Re Corporation, having joined the group in 2016. Previously, Kara spent 16 years in Berkshire Hathaway’s Reinsurance Division in Stamford, CT, where she prospected reinsurance and insurance opportunities and priced loss portfolio transfers and acquisitions. During this tenure, she was responsible for Guard Insurance Group, the Division’s India reinsurance portfolio, Berkshire Hathaway’s financial guaranty insurer, BHAC. Kara also established a California Workers’ Compensation portfolio for National Liability & Fire Insurance Company. Kara began her career in 1994 with CIGNA Property & Casualty in Philadelphia, PA. She obtained an undergraduate degree in mathematics from Ursinus College and is a Fellow of the Casualty Actuarial Society.

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Craig Beardsley
Treaty North America Manager – The Mutual Practice

Craig is Senior VP, Manager of The Mutual Practice in Treaty North America. Craig has been instrumental in the management of the Mutual Practice business since 2018 when he was named Chief Underwriter. Previously, he served as a Treaty production underwriter working with Regional, Specialty and National accounts. He has also served as manager with responsibility for Gen Re's Umbrella products. Craig joined Gen Re in 1990 in the Casualty Facultative department, working in Atlanta and Charlotte. He joined the Treaty department in 1998 as an account executive and held various underwriting and management roles. Craig holds a B.S. in Business Administration from Boston University.

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Glenn Frankel
Head of North America P&C Claims

Glenn is Senior VP, Head of North America P&C Claims. He leads a team of claim executives responsible for all property and casualty claim operations, including general liability, specialty lines, first‑party property, auto, workers’ compensation, and legacy/mass tort. Glenn joined Gen Re in 2020. Prior to Gen Re, Glenn held a series of senior leadership roles at CNA, The Hartford, and Travelers, overseeing claim, legal, direct insurance, reinsurance, and both domestic and international operations. He began his career as a litigator with the law firm Day Pitney. Glenn is an ARIAS‑US certified arbitrator. He earned his J.D. (cum laude) from St. John’s University School of Law and his B.A. in Economics from Wesleyan University.

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Tim Fletcher
Sr. Emerging Issues Specialist

Tim is Gen Re’s Vice President, Senior Emerging Issues Specialist. He leads the company’s Emerging Issues Unit, drawing from years of experience and a wide range of responsibilities to identify emerging risks and exposures to Gen Re clients and internal colleagues. He is a frequent contributor to Gen Re’s blog and edits the UM/UIM Liability Laws Survey. Tim is a graduate of the University of Minnesota (Bachelor of Arts, Journalism) and the Michell-Hamline School of Law (Juris Doctor). Tim has membership in the Federation of Defense and Corporate Counsel (FDCC) and serves as a Board Member for the Atlanta Chapter of the Claim Litigation Management Alliance (CLM). Other industry-related work includes service on CPCU’s RE&S (Reinsurance, Excess & Surplus Lines) Interest Group and guest lecturing on Risk Management and Insurance at Georgia State University. He holds the J.D. and CPCU designations. 

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Molly Corbett
Chief Risk Officer - North America P&C

Molly is Senior VP, Chief Risk Officer for North America Property & Casualty, responsible for developing and implementing Gen Re’s risk management initiatives in collaboration with the CEO and corporate risk committees. In addition, Molly has responsibility for the North America Reinsurance Contracts team supporting Gen Re’s North America Treaty and Facultative departments, and she contributes to the research and development of various executive presentations. Molly began her career with Gen Re in 2007 as a Property Facultative underwriter in the Hartford and Boston offices. Molly earned a BA from Fairfield University and an MBA from the D’Amore-McKim School of Business at Northeastern University. 

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Brian Monahan
Treaty Sr. Account Executive

Brian is a Senior VP, Treaty Account Executive with The Mutual Practice. Based in Columbus, Ohio, he is responsible for developing new treaty opportunities and servicing key accounts throughout the Midwest and Mid-Atlantic Regions. Brian began his Gen Re career in the Chicago office in 1996 as a Casualty Facultative Underwriter. He is a graduate of Illinois State University where he earned a BS in Accounting, and he holds the ARe and RPLU designations.

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Maria Slowinski
Treaty Sr. Account Executive

Maria is a Senior VP, Treaty Account Executive and marketing strategist for The Mutual Practice. Maria joined Gen Re's Property Facultative department in 1996. She previously worked with a global commercial insurance company in various underwriting and management positions. Maria obtained a B. S. degree in Business Administration from Butler University and her M. S. in Managerial Communication from Northwestern University. Maria serves on the NAMIC Management and DEI committees, and she has chaired the NAMIC Commercial Lines committee.

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John Stone
Treaty Sr. Account Executive

John is a Senior VP, Treaty Sr. Account Executive and team leader in the Mid-Atlantic region for The Mutual Practice. Based in Gen Re’s Philadelphia office, John is responsible for marketing Gen Re’s full range of Treaty products to clients and prospects in the region. With Gen Re since 1991, John previously worked in Midwest region as Treaty Branch Manager, and in the New York and Atlanta branches as a Treaty Account Executive. John has served on Gen Re’s Business Development Council’s for the Umbrella, Employment Practices and E&O lines of business. Prior to joining Gen Re, John worked in the Athletic Department of the University of Pittsburgh with responsibilities for the football program administration. John attended the University of Pittsburgh and received a BA in Business and Economics in 1989 and an MBA in Finance in 1991. He holds the CPCU designation. John has served on the Advisory Board of the Insurance Institute’s Associate in Reinsurance program.

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Jim Whamond
Treaty Sr. Account Executive

Jim is a Senior VP, Treaty Account Executive for The Mutual Practice. Jim has a Multiline background and over the years has worked with a broad spectrum of company types, lines of business and geographies. Jim began his career at the Aegon Reinsurance Co. of America. He then joined National Re in 1987, which was acquired by Gen Re in the fall of 1996. During his career, he's held various positions including Treaty Marketing Manager for National Re’s UK Branch and Treaty Marketing Manager for Gen Re’s South and West Regions. Jim holds a BA in Physics from the College of the Holy Cross.

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Lucille Hyland
Contracts

Lucille is Senior VP, Contracts for Gen Re’s North America P&C Contracts Department, which services the three Treaty business units as well as program contracts written in our Facultative business units, and public entity agreements written in GenStar and Genesis, Gen Re subsidiaries. She has spent over 30 years in the (re)insurance industry, most of them at Gen Re, focusing on reinsurance contract and primary insurance policy wording.

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Victor Min
Head of Treaty Cat Underwriting

Victor is Senior VP, Head of Cat Underwriting for Treaty North America. He joined Gen Re in 2021 and is responsible for overseeing Property Cat underwriting and modeling. He started his insurance career with Towers Perrin in 2003 as an actuary. He then held various actuarial positions at Zurich North America, Axis Insurance and Munich Re. In 2011, Victor transitioned to Property underwriting at Munich Re and handled many large Pro Rata, Per Risk and Cat XL deals. He was also instrumental in designing and improving property underwriting strategies. Victor received a BA from University of International Business and Economics (Beijing, China) and MBA from University of San Francisco. He holds the FCAS and MAAA designations.