Medical Services

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Medical Services

Medical expertise on top of solid underwriting.

You can rely on our experienced, responsive medical directors. Our team supports Gen Re – and is here for you.

Supporting Clients

Our medical team and underwriting team work together. The latest medical knowledge with underwriting experience benefits Gen Re clients.

Facultative Underwriting

Gen Re provides unique solutions for our Fac-only and Automatic clients, helping you improve placement rates, profitability, producer retention, and producer recruiting. The forerunner in assessing elderly risks, Gen Re is a leader among facultative life underwriters. Our solutions include:

Increasing speed of the underwriting process
A unique approach to underwriter audits which can save significant time
Metric-driven automated workflow options to reward your best producers and retain a higher percentage of new producers
Customized underwriting requirements for producers
Benchmarking EKG requirements
Unique Financial Underwriting Requirement bundles
Application and Questionnaire design to improve mortality
Simplified Underwriting application and requirement design

Underwriting Manuals

The Gen Re underwriting manuals provide our clients with reliable, up-to-date information to assess risks effectively. Creating and maintaining the manuals are a team of experts dedicated to constantly improving and further developing underwriting guidelines.

In the U.S., our SOURCE underwriting manuals are dynamic risk assessment tools – available for the full range of risks relevant to Individual Life, Individual Disability, and Critical Illness underwriting
Custom-SOURCE is available for companies that want control over the content to reflect their own company-specific underwriting guidelines. U.S. Group Life clients enjoy customization on limited duration underwriting.
Gen Re’s underwriting manual CLUE supports underwriters across the globe in their daily work by providing comprehensive, evidence-based guidelines for the assessment of multiple types of risk.

SOURCE

Our underwriting manuals are dynamic risk assessment tools – available for the full range of risks relevant to Individual Life, Individual Disability, and Critical Illness underwriting.

Custom-SOURCE

This tool is available for companies that want control over the content to reflect their own company-specific underwriting guidelines. Group Life clients enjoy customization on limited duration underwriting.

CLUE

Gen Re’s underwriting manual CLUE supports underwriters by providing comprehensive, evidence-based guidelines for the assessment of multiple types of risk.

Featured Topics

Disparate Impact Testing in
LIfe Insurance

E-Cigarettes and Vaping

Mortality Trends

Publication

Striking the Balance – Underwriting Between Regulation and Digitisation

Underwriting trends can be driven by the insurance industry itself or by developments in other sectors. Regulatory requirements also play an important role. We give an overview of recent developments and discusses how the insurance industry can use underwriting guidelines, expertise and resources to provide cover to even more applicants.

Annika Schilling February 20, 2024

Publication

Epigenetic Testing – The Way Ahead for Life & Health Underwriting?

Epigenetics is the study of changes in an organism’s gene expression caused by behaviour and environment, without altering the primary DNA sequence. As reversible factors, epigenetics can influence a person’s health and risk of disease. We discuss the potential and challenges of epigenetic findings in Life/Health underwriting.

Dr. Sara Kannampuzha, Dr. Kohar Annie Kissoyan February 13, 2024

Publication

Embitterment – The Missing Piece of the Jigsaw in Protracted Claim Management?

The psychological state of Embitterment, is one possible and under-recognised avenue to explore in protracted claim management. We explore the associated psychological problems, how it is often mis-labelled and the possible approaches to resolution.

Dr. Chris Ball February 06, 2024

Publication

Cancer treatment in transition – Towards a better prognosis with immunotherapies?

In addition to the prevailing methods of cancer treatment to date – surgery, chemotherapy and radiotherapy – immunotherapies represent new therapeutic options. We provide an overview of the status quo of therapy methods and summarize the latest immunotherapeutic approaches to fighting cancer.

Dr. Sandra Mitic February 04, 2024

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Events

Webinar

Global September 12, 2023

Remember to Forget – Insuring Cancer Survivors and the Right to be Forgotten

Spotlights Client Series The Right to be Forgotten states that cancer survivors can apply for insurance without having to disclose their history of cancer after a certain time period of remission. This Gen Re webinar discusses implications for underwriters taking into account different EU legislations.

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Webinar

Global August 28, 2024

Spotlights Webinar Series [Open Sessions]

**Gen Re Spotlights Series Open to Everyone - **Presented by our Life & Health experts as well as valued business partners. Register for the whole series using the link below - and save the date for our next event. Are you a Gen Re client and interested in the invitation-only Spotlights? Reach out to your Gen Re market representative.

Training

Cologne October 23 - 27, 2023

Medical Underwriting Programme – Module 1

Module 1 of the CII accredited Gen Re Medical Underwriting Programme focuses on diagnostic data, cardiovascular and respiratory diseases in Life and CI insurance. Additionally, the seminar addresses the non-medical topic of residential risks.

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